Vinton County National Bank

Now through August 31, 2018, open a new Rewards Checking Account or a new Visa® Platinum Credit Card* and get 5,000 bonus points. Get both a new Rewards Checking Account and a new Visa Platinum Credit Card during the promotional period and get an extra bonus for a total of 15,000 bonus points!

*Credit Restrictions Apply

Full Terms and Conditions

Register your debit card to start earning rewards at
With UChoose Rewards® you will have your choice of cash back, gift cards, concert tickets, merchandise, travel rewards and more.

UChoose Rewards®


  • Refundable monthly service charge1
  • Free electronic statement2
  • Free online banking and bill pay3
  • Free mobile banking
  • Free account alerts
  • Free Telebanc services
  • Mobile deposit
  • Combine points from both your debit and Platinum Visa® credit card

The Sky is the Limit!

The more products and services you adopt and the more you use your debit card, the more points you will earn.

  1. To receive a $7 credit to the account each statement cycle for the monthly service charge, you must do ONE of the following: Complete 15 or more debit card transactions per statement cycle (Signature or PIN based) OR Maintain a combined monthly total deposit relationship of (≥) $5,000 (Checking, Money Markets, CDs and Savings) (Excludes all business accounts and IOLTA accounts) 
  2. Paper Statement Fee: $5/statement cycle
  3. Accounts registered for Bill Pay that do not make at least one payment during the calendar month will be assessed a $3 fee.

How Do I Earn Rewards?

Open a Rewards Checking Account 1,000 pts bonus one-time upon opening
UChoose Rewards® Points (both PIN & Signature purchases) Checking Account 1 pt for every $3 spent; 200 bonus pts for 21 or more purchases/cycle
Online Bill Pay 20 pts per transaction; 100 max pts per cycle
Popmoney® Personal Payment Service 50 pts per transaction; 200 max pts per cycle
Direct Deposit 10 pts per transaction; 10 pts max per cycle
Automatic VCNB Loan Payment 10 pts per transaction; 10 pts max per cycle
Anniversary Rewards 500 pts annually for life of account

Rewards for Additional Products

Visa® Platinum Credit Card 1 pt for every $1 spent; 1,000 pts bonus one-time at account opening
New Savings Account 1,000 pts one-time bonus at time of account opening
New Loan Accounts Watch for future promos