The $500 Closing Cost offer is valid for Real Estate purchase applications received March 15, 2020 through June 15, 2020 that result in a closed loan with VCNB by December 31, 2020. Offer is only available for conventional purchase transactions. Offer is not available on Brokered Loans, Refinances, Home Improvements, Home Equity loans and Home Equity Lines of Credit. The $500 closing cost offer will be in the form of a lender credit and will be applied at the time of closing. Offer cannot be redeemed for cash. All loans are subject to underwriting and property approval. Not all applicants will qualify for this promotional offer. Other terms and conditions may apply. Offer cannot be retroactively applied to previously closed loans or loans currently in process. Offer is subject to change or end without notice at VCNB discretion. NMLS #483350.